Oct 11

A New Dishonest Nigerian Deal

With so many people looking for ways to get more money, there are unscrupulous individuals who are promising large sums of money. They are actually trying to take people’s money for themselves.

Another dishonest deal has come across the internet through emails supposedly from Nigeria. These people are smart, and they are looking for more suckers to fall for their scams. Perhaps people are getting wise to their Nigerian scams where they send emails to potential victims telling them that they can make millions by being the go between to help them get money out of Nigeria or some another country.

This is a new deal which I had never heard used before. It tells about a person who supposedly received money through working with a person at the FBI. He claims that you can also get payments and compensation by contacting this person.

The salutation calls you “My Dear” and then the letter goes on to tell about the person sending it. He is named John and is a U.S. citizen in his forties. He says that he is now rich because he took part in the Compensation in Nigeria many years ago. They had originally failed to pay him his money after he paid over $50,000 trying to get his payment.

However, he says, he traveled to Washington, DC where he worked with a person at the FBI. This man helped him receive his just compensation of $15 million US dollars because he had all his compensation documents. He is a happy man because he received his money and is now rich..

Now it is your turn and your chance to receive this same type of windfall by contacting the same person. He wants to offer you the same opportunity to get millions of dollars in compensation. He is making you this offer because he wants you to be rich like him.

Perhaps this scam email goes to people who have already fallen for it before. It says that you should not continue to work with “those” people, but you should contact this man at the FBI. I really wonder where the email goes when people do actually respond to the address provided. Of course, they capture the email and start the process of taking a person’s money.

It is hard to believe that these dishonest offers of money can still find takers in this day and age. It seems that people would have been warned enough about these scams. Yet, people are still falling for it and losing their money with the hope of getting rich for very little effort. If you ever receive anything which sounds remotely like this, it should be avoided and discarded. Sometimes it is possible to report the fraud to officials.

Oct 11

How to Get Hot Deals on Many Items

If you have ever paid MSRP or full retail price on an expensive item at a local store, you know how much it can hurt your wallet. Unknown to the general population, there are many techniques that you can use to ensure that you won’t be ripped off again. Below are some tips that I personally use on a daily basis.

  1. Buy online! Retail stores often mark prices upwards of 50-100% higher than what you would find online. This is to make up for the costs associated with actually selling them item.
  2. Visit the Slickdeals.net homepage and Hot Deals forum. This is a very active site with new deals posted every minute.
  3. Visit the Fatwallet.com Hot Deals forum. This site is very similar to Slickdeals.net; just another place for more options and opinions.
  4. Use Craigslist.org. Craigslist is a classified ads site which includes all popular cities within the US and then some. These classified listings are posted by other individuals hoping to sell their goods. Usually, you can find good deals somewhat similar to eBay. The upside is, you don’t have to wait for shipping and you have the opportunity to check the item before you buy.
  5. Utilize eBay for hard to find goods. Say you are looking for a car part and the Autozone charges and arm and a leg. Short of going to the junk yard, try searching for the part on eBay. You may be able to find the part used in good condition, which will drive the price down even further.
  6. Use online, printable coupons. Many people do not know about online coupons. These coupons can be printed off from your personal printer and can then be used at your local store. Wow-Coupons is a great start and has many coupons for many popular stores. Also, Slickdeals and Fatwallet users often post when there are good coupons floating around on the internet. For example, it is not rare to find a $10 off $25 printable coupon for Office Depot or Staples. That’s just one example, but there are many more. Also, if you are looking for big coupons
  7. Exercise the use of competitor’s coupons. A $20 off $75 coupon for Staples can also be used at Office Depot and Office Max. This is because of their “competitor coupon” policy which states that they will recognize other big name store coupons. You can also do this at different stores not limited to the above. People have reported being able to use a 10% off Circuit City coupon at Best Buy and vice versa.
  8. Price Match! If you buy an LCD monitor for $200 from Best Buy and 2 weeks later, the price drops to $150, or a competitor (like Circuity City) has the same monitor on sale for $150. All you have to do is take your receipt to Best Buy and tell them that the price has dropped while presenting proof (like an advertisement). Best Buy will then refund 110% of the difference. The difference between the two prices ($200 – $150) is $50. 110% of $50 is $52.50, which is what you will be refunded. Most online and local retailers have a price match policy in place, but they differ from store to store so be sure to check.

Examples of deals I have recently found:
Circuit City (Jan 08) – 50? Plasma – $700 out the door, no rebates needed (see my post here)
Foot Locker (May 08) – Puma Boston Kids Shoes – $7 a pair out the door, retails at $44.99
Target (June 08) – Target PAID me (that’s right, PAID ME) $8.30 to take away 10 Gillette Fusion Razors. (see thread on Slickdeals)

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